Global Medical Insurance

Coversure International Healtcare Insurance

Insure Your Family

International and expatriate health insurance for individuals and family

Provides low cost, in-country and regional healthcare cover to expatriates living and working in the Mediterranean countries of Spain, Cyprus, Portugal, Greece, Malta and Gibraltar. Also offers a 15% Introductory Discount and No Claims Discounts available up to 20% off renewal premium.

With three levels of cover (also known as sub-plans) to choose from and a range of voluntary Medical Excess Options, you have a wide choice of health insurance covers to suit your individual needs and budget.

 

Flexibility and Choice - Wide Range of Options

 

All eligible charges for In-Patient treatment are covered up to an overall maximum sum insured and, depending upon your chosen sub-plan and level of cover option, there is also a wide choice of cover available for Out-Patient treatments.

 

With any of the three sub-plans, at time of application, you have the choice to select one of two levels of cover options:

  • A 'standard' cover option that offers limited Out-Patient cover and excludes Prescribed Out-Patient Drugs/Dressings, or
  • A 'Premier' cover option which offers a more comprehensive range of Out-Patient benefits and significantly higher limits of cover.
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Key Benefits:

  • Flexibility and wide choice of three sub-plans, each with a choice of standard and premier cover options
  • Extensive range of covers
  • Various discounts available including Introductory & No Claims Discounts
  • A wide choice of annual limits of cover available
  • Choice of Annual Excesses
  • Freedom to choose any hospital, clinic, doctor available anywhere within your Country of Residence or chosen geographic area of cover
  • Includes Home Country cover (assuming your Home Country is within your Geographic Area of Cover).
  • Ability to switch sub-plans at renewal (subject to terms)
  • Ability to buy optional additional covers such as the Personal Accident Plan and Daily Indemnity Hospital Income Plan
  • Quick and easy to apply for cover, and in many cases it is easy to switch cover at renewal from your existing insurer to the Coversure International Healthcare Plan
  • Eligible charges for In-Patient treatment will be paid direct to the Hospital or provider in most cases
  • Affordable pricing with easy payment instalment options
  • Ability to pay premiums and receive benefits in £ Sterling and € Euros
  • Few recreational sporting restrictions
  • 24 hour emergency medical and evacuation service
  • Customer service and claims advisor help-lines
  • Fast and efficient in-house claim settlement
  • ‘In-house’ medical staff to assist if you need Pre-Certification or help if you need to be admitted to hospital
  • 30 Day 'No Hassle' Money Back Guarantee
  • MyIMGSM and International Provider AccessSM (IPA) online systems for Insureds
 

AcceptanceWe offer guaranteed acceptance to individuals between the ages of 18 and 75.